Answer a few questions about your investment property and compare options from vetted DSCR lenders serving California and Arizona. Takes about two minutes.
Your information is transmitted securely. See our Privacy Policy for details on how your data is collected, used, and shared with lending partners.
Your submission is matched against lenders active in your state and property type.
A licensed loan professional from our partner network will call, text, or email you directly.
Review rate, term, and program options side by side before you decide anything.
DSCR loans are underwritten primarily on the property, not your personal income. Here's an illustrative example of how a lender reviews the numbers.
Illustrative example only. Actual DSCR requirements, rates, and required ratios vary by lender and loan program. Try the free DSCR calculator →
Your information is matched against our lending partner network as soon as you submit — no need to do anything else. Have a question first? See how DSCR loans compare below.
Back to the Form ↑| DSCR Loan | Conventional Loan | |
|---|---|---|
| Qualifying factor | Property's rental income vs. debt payment | Borrower's personal income & DTI |
| Income documentation | Typically no W-2s or tax returns | Pay stubs, W-2s, tax returns required |
| Entity closings | Often allowed (LLC / business entity) | Generally not allowed |
| Best for | Investors scaling a rental portfolio | Owner-occupants, primary residences |
| Number of financed properties | Typically not capped by personal DTI | Often limited by DTI and loan count |
General comparison for illustration only. Specific requirements vary by lender, loan program, and borrower profile.
No. Submitting this form is a request to be matched with lenders and is not a loan application. It does not obligate you to proceed with any lender, and it does not constitute a hard inquiry on your credit report.
No. Requesting a match through this form does not require a hard credit pull. A participating lender may later request your authorization for a full credit check as part of their own formal application process.
Participating lenders in your area typically reach out within one business day, by phone, text, or email, to discuss your DSCR loan options.
Your information is transmitted securely and is shared only with lending partners and marketing partners in our network for the purpose of providing you loan options, as described in our Privacy Policy.
No. The DSCR Resource Center is a marketing and matching service operated by Domestic Works LLC. We do not make loans, take applications, or make credit decisions. All lending decisions are made by independent, third-party licensed lenders in our partner network.
It takes about two minutes. There's no cost, no obligation, and checking your options does not require a hard credit pull.
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