The DSCR Resource Center operates dscr.minkim.net as an advertising and lead-generation website for DSCR (Debt Service Coverage Ratio) rental property loans. This disclosure explains our business model in plain language.
The DSCR Resource Center is a marketing company. We are not a lender, bank, mortgage broker, mortgage banker, or creditor. We do not make loans, take loan applications, extend credit, quote binding rates, or make underwriting or credit decisions. Any lender or broker you are matched with is an independent, separately licensed business responsible for its own decisions.
When you submit your contact and loan-scenario information through our forms, we share and/or sell that information to third-party mortgage lenders, brokers, and marketing partners in our network. Those companies pay The DSCR Resource Center for qualified leads. This is our primary source of revenue.
Because multiple independent lenders may contact you, rates, fees, and program availability vary and are set entirely by each lender — not by The DSCR Resource Center. Advertised or illustrative figures anywhere on this Site are for general education only and are not a quote. Content and offers on this Site are intended to comply with the FTC's Mortgage Acts and Practices Advertising Rule (Regulation N), the Telephone Consumer Protection Act (TCPA), and other applicable federal and state advertising and lead-generation laws.
If you submit a form, participating lenders, brokers, and marketing partners may contact you by live agent, SMS/text message, pre-recorded or artificial voice message (which may include AI-generated or voice-cloned audio), automated telephone dialing systems, and AI-assisted chat, consistent with the consent you provide at the point of submission. See our Privacy Policy for full detail and how to revoke consent.
Case studies on our blog labeled “illustrative” or “hypothetical” are composite scenarios built from common, representative investor situations. They are not verified testimonials from identified real customers and should not be relied upon as a predictor of your own results.
Questions about this disclosure can be directed to us via our Contact page.